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A Retirement Portfolio That Lasts In All Market Conditions

Learn how to convert your 401(k) savings into a “Modern Day Pension” distribution portfolio. Please join us for an enlightening and informative evening where you will learn about this efficient way of managing your investments to preserve your funds and allow you to live off your interest and dividends for the rest of your life! *This class is pending certification approval from SHRM and NASBA* Instructor: Laurie Stegenga

Beginner/Intermediate Adult Watercolor Class - Fall 2024

This ongoing class is for beginning and intermediate painters. We will learn about materials, color mixing, values and layering. If you’ve had some experience with watercolors, we explore a variety of wet and dry brush techniques through demonstrations and hands-on teaching. Subject matter includes landscapes, wildlife, flowers, etc. Material list is provided below. Paper Fee: $7 (if needed) Instructor: Keith McGuire **Please note that because this class occurs during the school day in a school building, a driver's license is required for sign in. Supply List 1. 2 Watercolor brushes, Rounds #6 and #8, 1 Wash Brush 1” Flat 2. 1 Tray, Butcher Tray (Metal), Plastic with wells or cover, white ceramic plate. 3.Paints: Alizeren Crimson, Ultramarine Blue, Cadmium Red Med., Cadmium Yellow Med., Indigo, Burnt Sienna, Permanent Green Light, Cerulean Blue, Yellow Ochre. Recommended but not required: Thalo Green 4. Cleaning Jar 5. #5H pencil 6. Kneaded Eraser 7.Watercolor Paper- I only use Arches 140# cold press, can be purchased for $7.00 per sheet, 22’x30’

Community Watercolor Class with Valerie Mann

Continuing in the tradition of building community through watercolor, Valerie Mann is the instructor for what was Watercolors With Taylor Jacobsen. Mann continues with a welcoming atmosphere for beginning and experienced painters along with individualized instruction and demos. She will cover basic and advanced techniques in transparent watercolor. Beginners will get specific exercises to practice techniques.Students should bring an array of reference photos. This class is an opportunity to work on and talk about painting with other artists. We paint in a large room with plenty of space to spread out. Instructor: Valerie Mann This class is not eligible for the senior discount. Supplies list: Valerie Mann would suggest the following, and you can probably get it at Michael’s, or order online at Blick or Cheap Joe’s: 1. Arches Watercolor Block (a stack of bound paper) smooth or rough, your choice, 16 x 20” 2. 1 tube each Pyrol Red, Lemon Yellow, Prussian Blue, Burnt Sienna 3. 1 tube manganese Blue, (if you like to paint landscape, especially) and 4. Quinacridone Red (or another deep pinkish color) 5. A few round watercolor brushes -not the cheapest, not most expensive, the larger, the better 6. Spray bottle 7. Palette of your choosing 8. Water container (ball jar or big cottage cheese-type container Alternatively, several of the students have Schmenke watercolor sets…take a look, can be expensive, but if you like them, lots of color possibilities. The more expensive the watercolor brand, the better the paints, in general. The cheap stuff will be disappointing.

How to Play Piano by Ear

Learn one of music’s deepest mysteries: how to play songs without relying on music. A very practical presentation of music theory that includes predicting chord progressions, learning from recordings, and transposing-all expressed in everyday language. This is an ideal follow-up to the “Instant Piano” class and is open to anyone who has a basic understanding of chords on any instrument. Expand your musical horizons, and free yourself from sheet-music dependence, and be the life of the party! Prior experience with chords recommended. Fee includes the online book, online follow-up lessons, a recording of the class and an optional monthly question and answer session. Class is held online using Zoom. Topics include: How to find the starting note How to determine when chords change How to predict the chord progression How chords help you find the correct melody How the melody helps you find the correct chords How to learn songs from recordings How to transpose The Universal Key Signature How to use the Circle of Fifths How to recognize the most common chord patterns Instructor: Craig Coffman Please note: The time of this program has changed from original publication.

Instant Guitar for Hopelessly Busy People

Have you ever wanted to learn the guitar but simply find it difficult to find the time? In just a few hours you can learn enough about playing the guitar to give you years of musical enjoyment, and you won’t have to take private lessons to do it. This crash course will teach you some basic chords and get you playing along with your favorite songs right away. Since this class is being held online with Zoom you will be able to sit at home with your guitar and take this class without any pressure at all, and since the class includes an online book and online follow-up video lessons, you will be able to continue your practice and study on your own. An optional periodic online question and answer session is also included. A recording of the class is included as well. For ages 13+. Topics Include: How chords work in a song How to form the three main types of chords How to tune your guitar Basic strumming patterns How to buy a good guitar (things to avoid) How to play along with simple tunes Instructor: Craig Coffman

Instant Piano for Hopelessly Busy People

In just a few hours, you can learn enough secrets of the trade to give you years of musical enjoyment. Learn to play piano the way professionals do - using chords. Since this class is being held online with Zoom, you will be able to sit at your piano or keyboard at home and take this course with no pressure at all. And since this course includes an online book and online follow up video lessons, you will be able to continue your practice and study on your own. An optional periodic online question and answer session is also included. A recording of the class is included as well. The course is partly lecture/demonstration and partly hands on instruction. Topics include: How chords work in a song How to get more out of sheet music by reading less of it How to form the three main types of chords How to handle different keys and time signatures How to avoid “counting” How to simplify over 12,000 complex chords Instructor: Craig Coffman

Waitlist

November 2024 Fall Craft Show Application

We have scheduled the 35th Annual Saline Craft Show for Saturday, November 9, 2024 at the Saline Middle School, 7190 N. Maple, Saline. This application is available for your completion and is due 2.1.2024. We are proud to say that we were awarded Sunshine Artist’s “200 Best for 2022 (2021, 2019, 2018)". We have always been told we are one of the best in the Midwest and pride ourselves in being a truly juried show. In order to maintain a successful show, each applicant’s work will be juried by the Saline Craft Show Committee annually, and the number of participants in each craft category will be limited. Five (5) close up pictures of the craft items and one (1) of the booth setup are required with the application. Strive for quality prints, as these photos will represent your work and be the basis for the jurying evaluation. We encourage pictures that visually display the quality, variety and uniqueness of your products. If accepted to the show, pictures will be returned on the day of the show; otherwise, pictures will be returned with the letter of denial. Slides are NOT recommended as a substitution. Pictures featuring several craft products are also not recommended, as they fail to show the detail or specific features of the items. Additional pictures beyond the required minimum may be sent and any additional information regarding your product line is encouraged. Manufactured or "buy-sell" items are not acceptable, and crafters who display this type of item will be eliminated from the show and not be invited back. Jurying occurs both at the time of application and during the show. Please complete all sections of the application accurately and completely. In addition, please review all contractual statements regarding electrical use, parking, subleasing booths and product line acceptance. Violations that affect the quality of the show or safety of customers and crafters alike have occurred in the past and will not be tolerated. Wait list applicants will be notified IF an opening occurs. Otherwise they should assume their product line will be considered. Amenities for our customers include rest areas, concession stand and free parking in adjacent lots. There will also be free shuttle busses running from local parking areas to the Saline Area Schools Campus for customer use. The facility is completely handicap accessible. Strollers will not be permitted during the show hours. A $5 admission fee will be charged as each patron enters. Boothsitting (on Saturday) and unloading assistance (Friday and Saturday) will be available for crafters. We will list email addresses and website links in the program and as links from our website. This option provides additional crafter exposure and, because of the expansion of the program in the past years, will be utilized for publicity purposes before the show and for reference purposes after the show. We print 12,000 copies of the program, and the number of website visits has continuously increased since 2006. Saline Community Education and Hoeft Promotions will be responsible for the publicity of the event. Our website, https://www.salineschools.org/saline-craft-shows, will be operational and updated regularly. Plans include wooden signs placed throughout the community, flyers placed in area businesses, newspaper articles, radio advertisements and print advertisements in all area newspapers including Monroe Evening, Jackson Citizen Patriot, The Ann Arbor and The Ann Arbor Observer. Flyers will also be available to participating crafters to distribute to their customers. Available statewide craft publications will also be utilized including several internet sites, The Michigan Crafter and other major sources. This one-day show has rapidly expanded in the last 35 years resulting in over 200 crafters and attendance reaching 10,000 people by 2010. Our shows continue to grow not only in popularity with crafters but with customers for others. We look forward to your participation at the Saline Craft Show on Saturday, November 9, 2024. TO APPLY. All 3 steps must be completed for consideration. 1. PLEASE REVIEW THE LEASE, LINKED HERE, BEFORE APPLYING. 2. Click Enroll Now to begin the application, answer questions, and pay the $10 application fee. You will receive a confirmation email once your application is complete. 3. PHOTO SUBMISSION - Please mail six photos (five product photos and one booth set up) with the form linked here to Hoeft Promotions LLC, PO Box 37, Saline MI 48176. If applying to more than one show, please send a set of photos for each show. Payment - After acceptance, payment must be completed by the due date to secure your spot. BOOTH FEES (due after acceptance): Booth fee (100 sq ft) - $255 each or Booth fee (60 sq ft) - $230 6 foot tables - $20 each Electricity - $25 per booth Listing in show program and on website - Email: $10, Phone Number: $10, Website: $20 Categories Candles Decorative painting Fiber/fabric/leather/needlecraft Floral Food Glass-fused/stained Holiday Home decor Jewelry Metal Mixed media Pet products-food, clothing Photography Pottery/ceramic Specialty/one-of-a-kind Soap/personal care Wood

Craft Show- November 2024

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Retirement Masterclass

There’s certainly a lot that goes into retirement preparation. While finances and taxes play a big role, mindset and life planning are equally important. Will you relocate? What will you do with your newfound free time? We will dive into plenty over the course of this hour around retirement tips, tax planning, stories, and pitfalls to help get you as prepared as possible to take that big leap. Instructor: Justin Rush, CFP, MBA, Financial Planner

Small Business Owner Exit Planning Round Tables Series

Come join Foresight Capital Management Advisors, Inc. and Certified Exit Planning Advisor (CEPA), Laurie S. Stegenga CPA, PFS, CFP®, AIF®, CEPA for an enriching series which covers how to successfully setup a succession plan and exit your business for maximum value upon retirement. This series will be offered in 3 segments on the second Monday of each month from September- November at 5pm via GoToMeeting. We highly encourage all small business owners to join this round table series to learn how to maximize the value of your business at the time of exit, minimize taxes, and ensure that you are able to accomplish all of your personal and financial goals in the process. Instructor: Laurie Stegenga

Mon, Nov 11

5:00 - 6:00 PM

Virtual

Ages	35 yr. - 75 yr.

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The Importance of Financial Planning for All Millennials and Gen Z

Come learn how much to start saving for retirement as you launch your career and begin the important financial planning process. This class will focus on the holistic approach of financial planning for young professionals and the “balancing act” that’s needed through student loan debt repayment, starting to budget for first time purchases such as a home or vehicle, and starting to save and invest for retirement. *This class is pending certification approval from SHRM and NASBA* Instructor: Laurie Stegenga

Tue, Nov 12

5:00 - 6:00 PM

Virtual

Ages	18 yr. - 40 yr.

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Starting Soon

The Naturalist's Sketchbook

Join wildlife artist Keith McGuire as we explore nature using various art materials (watercolors, nib pens, pastels, colored pencils and charcoal). Using careful observation of the nature that surrounds us we will create a journal of art inspired by nature. Students will be illustrating plants, insects, bones, feathers, fossils, shells, even microscopic subjects! Art supplies will be provided, however you can bring your own. Journal will be provided. Start a journey that could last a lifetime. Instructor: Keith McGuire